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Common Questions
- Why have a credit report?
A typical consumer has access to thousands of dollars worth of funds on all credit cards combined, and there have been millions of...more - Why are credit reports important?
Credit reports serve to protect the consumer and also provides a means to obtain credit. By acquiring your credit report, you can proactively take steps to...more - What if there are errors in my credit report?
You can take steps to attempt credit repair yourself...more - Does my employment history have any impact on credit status?
Yes, it could. This is an area that is looked at. Potential creditors and lenders want to see that you...more - Who generates my credit report?
There are three credit reporting bureaus that are responsible for credit reporting...more
